50/30/20 Budget Spreadsheet | Yearly Budget Planner | Google Sheets and Excel |

Simple & Convenient Excel/ Google Sheets Template
Take control of your money with this easy-to-use Yearly Budget Excel Spreadsheet, built around the popular 50/30/20 budgeting method. Whether you’re new to budgeting or just want a simpler way to stay on track, this template makes managing your finances stress-free and straightforward.
✔️ Organized by Needs (50%), Wants (30%), and Savings/Debt (20%)
✔️ Track your monthly income, expenses, and progress all year long
✔️ Pre-formatted, clean layout—no complicated formulas needed
✔️ Perfect for beginners or anyone who wants budgeting made simple
This spreadsheet does the heavy lifting so you can focus on reaching your goals whether that’s saving more, spending smarter, or finally paying off debt.